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You Only Get One Retirement


Together, we'll make it a great one.


Your Guide For Retirement Incoming Planning

Whether you are planning for a retirement that is 20 years away or confounded at how to turn your savings into a viable retirement income stream, we can help.


We specialize in helping those who are near retirement or already retired answer top retirement income planning questions such as:

“How do I avoid outliving my money?”

“How do I get an accurate picture of what my actual income will be in retirement?”

“What is the best investment mix if retired or close to retiring?”

How We Help

We help you plan for retirement by creating your own “personal pension” for lifetime income in retirement.


Nearing Retirement

It’s never too early to start retirement planning. The earlier you start, the greater peace of mind you could have. We help you envision what type of retirement you want and then plan for it, so that your dreams have the chance to become reality.

At Retirement

A retirement that was once in the distant future is here or right around the corner. We help you ask the right questions, spot gaps that may exist in your current plan, and provide a roadmap for both the short-term and long-term so you can live a better retirement.


Retirees

How much income can you safely withdraw from your retirement accounts without risking running out of money? That is the million dollar question, and we guide you in discovering your own personal answer.

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About Us

We help you manage your finances so that your finances aren’t managing you.

We are retirement planning experts. We provide comprehensive financial planning and investment advice through all stages of retirement. We spend a great deal of time with our clients, learning about their unique situation so that we can develop a customized plan that allows them to take advantage of every opportunity they can during planning for retirement.

How Are We Different?

At Torimax Financial Group, Inc. we are focused on using investment, insurance and planning solutions that support your best interests. We take a collaborative approach to retirement planning, working in conjunction with you instead of for you, so that you always get the best straightforward advice.

Strategic recommendations paired with ongoing education (in language you can actually understand) helps ensure you get the best experience with every minute you spend with us because at the end of the day, the more insight you gain, the better equipped you will be to make important financial decisions.

Your Dedicated Team of Professionals

Russell A. Smith, CLU, ChFC, CFP Photo

Russell A. Smith, CLU, ChFC, CFP

PRESIDENT & CEO
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I entered the financial service industry in 1982 and quickly discovered my passion for helping people with estate, financial, and retirement planning. It has become my life's work. 

In the past 38 years I have been able to help thousands of people navigate through investments,  annuities, social security and more to provide and protect a dignified retirement lifestyle. Proper retirement planning seeks to minimize risk and still provide market returns. I pride myself in our ability to do just that. In these turbulent economic times, this approach is more important than ever.

My life has been truly blessed as a result of the opportunity to work with retirees from all walks of life and it is my goal to continue to make a difference in their lives.


Kim Valentine Photo

Kim Valentine

Director of Operations
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I was introduced into the world of finance early on. My dad was a stock broker at a large brokerage firm in downtown Los Angeles and for many years I would listen intently as he read out loud the latest stock market updates and watch as he would mentally adjust his strategy for the day’s trading. It would be this early interaction that would lead me to where I am today.

After college, I worked for several banking and mortgage firms until the housing market crash in 2007. This event served as the catalyst that allowed me to reflect, reevaluate, and prioritize what was important.

It has been 13 years since I started my journey with Torimax Financial Group, Inc. and my core values and beliefs have remain unchanged. Our clients are my #1 priority and I value the ways in which I am able to help them achieve their financial goals.


Kayla Rike Photo

Kayla Rike

OFFICE ADMINISTRATOR, SOCIAL MEDIA MANAGER
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I initially started my employment with Torimax Financial Group, Inc. as a part-time customer service representative. Over the last 5 years, I have grown with the company as a full-time employee to manage social media communications as well as enjoy the many opportunities to educate myself in the specifics of the financial industry while simultaneously finishing my Bachelor’s degree at CSU, Fullerton.

I majored in Psychology with a minor in Gerontology (also known as the study of older adults) which has helped me understand the importance of planning for a life in retirement as well as the specific needs older adults require.

Coupled with my education and innate desire for financial security, Torimax Financial Group, Inc. has given me the perfect outlet to be of service to the community and I am eager to continue to expand my knowledge within this industry.


Setting a New Standard for Client Service

The cornerstone of our financial planning and retirement income solutions are our 5 Foundational Principles. These five core values are incorporated into everything we do to help ensure that every one of our clients receives the highest level of care and attention.

No problem too small, we are always just a phone call or email away. Our goal first and foremost is to provide you with the peace of mind you need to be confident in the path that lies ahead so every step you take gets you closer to where you want to be.

The Principles That Serve as the Cornerstone of Our Services

Accountability

The financial industry is filled with empty promises. Our mission is to change the conversation by not just saying what we’re going to do, but also doing what we say. Similarly, we will hold you accountable to follow our recommendations and implement our strategy so your money and time are never wasted.

Transparency

From our financial planning fees to our honest opinions, we are an open book when it comes to your concerns and questions. We take wealth management very seriously; with this responsibility comes a need for complete transparency into who we are, what we believe and how we can best serve your needs.

Respect

Even if you pick the option that we recommend the least, we will always stand by your decisions and values. There is always more than one way to achieve the same goal, and we want to make sure the path you take is what you want, not what we prefer. Your dreams and desires will always be our number one priority.

Trust

Before we dive deep into the details, we want to make sure we foster a mutually beneficial relationship where both sides are confident in the other’s actions and beliefs. Our prior experiences guide everything we do, and we hope that from the very beginning, you’ll feel secure and in smart, capable hands.

Honesty

We pride ourselves on telling you what you need to hear — not what you want to hear. This means no sugarcoating. No secrets. And never anything but the absolute truth because you deserve open and honest communication about the causes and implications of your financial decisions.

Schedule a Meeting Today

Getting Started is Easy

We help you manage your finances so that your finances aren’t managing you.

When managing your money, we believe going the extra mile is always worth it in the long run. We’re “Experienced in Finance, but Invested in futures”

Excitement for what the future has in store begins with confidence in your decisions. We’re here to help make sure the steps you take now help get you to where you want to be later. 



Check the background of this advisor on FINRA’s BrokerCheck.